A debt the wife ends up paying Xavier is out to collect a debt owed when he comes upon the wife of a husband who owes him big. He tells the wife of the debt and tells her to do as he says if he wants to keep her husband safe. She agrees and offers her hands to be bound even gives him the nylons to tie her with. He leads her to the couch where he ties her ankles and starts demanding to know where her husband is.... as he tickles her pantyhose feet... she says she'll do anything even give him a bj if he will stop tickling her. He says she can try but nothing is certain. Finally not satisfied he removes her shorts and ask where the bedroom is as he throws her over his shoulder.. In the bedroom bound and spread eagle he tickles her totest the restraints when her husband calls, he berates him and listens as his wife moans and claims to no longer be his,,, Thats when xavier takes the phone and places it by the bed, rips her pantyhose and fucks her while her husband listens..