You didn't realize wandering around with your Bluetooth on would open you up to so much trouble. I've hacked your phone and have been collecting your data for so long. Your phone is connected to your entire network so I have everything I could possibly need to make your life miserable. I could just take the money from your bank account myself but it's so much more fun making you do it yourself. Knowing your life is ruined and making you be an active participant in your own destruction.