Modest and conservative Nicole just arrived at her job as an Office Manager and dropped by her boss's office. She let his secretary know that she needs to talk with him as soon as possible. She then calls her husband to let him know that she is just waiting for Mr. Smith to come by her office. It becomes quickly apparent that Nicole and her husband are in desperate financial need. Luckily, Nicole has worked for Mr. Smith for 13 years, and goes out of her way to go above and beyond the call of duty, that she feels like she can ask him for a loan. Nicole's house is being foreclosed on, and she would do just about anything to secure her loan. Mr. Smith finally stops by Nicole's office. She reluctantly explains her financial dilemma to him. He agrees to the loan, and has specific terms that he would like to set up. Nicole eagerly agrees, and signs the paperwork his attorney sends over without really looking at them closely. She later discovers that in the paperwork, she is required to come to work dressed much more provocatively than her normal workshirt, slacks, and flats. In fact, she is to wear a miniskirt with no panties and heels. One day, while Nicole is bending over her desk, looking over some paperwork, Mr. Smith comes in. Nicole realizes that she has been flashing her bare ass and very vulnerable pussy to him. She lets him know that she has her last payment to him in her drawer. Mr. Smith doesn't want cash anymore; he wants to be repaid in sexual favors. Nicole can't believe it, but Mr. Smith has been so accommodating, and he did give her a large loan. She owes him. He tells Nicole that he wants her to touch herself for him. Nicole gives him a great show, hoping that her debt is totally forgiven. But Mr. Smith is fully turned on now. He wants to get his $20,000 worth! He pulls his hardened cock out, and he tells Nicole to put it in her mouth. Knowing that she has no other choice, Nicole licks and sucks his large cock. Mr. Smith then lays Nicole down on her desk and fucks her until he cums. Nicole's debt should be completely paid by now. Shouldn't it?