It's payday, which means it's time for me to tell you how you should spend your paycheck. You can spend a bit of it on your home, a bit on groceries, put some aside for bills - and the rest is for me. It makes life much easier when you don't have to worry about money, just give it to me and I'll take care of it for you. I'm very transparent about what I'm doing, I'm not trying to trick you. You're going to make me rich, and I'm going to enjoy it.