College funds? Gone. The money set aside for your and your wife's retirement? Gone.  And soon you and your family will have to move out of the house you live in because you can no longer afford it. Yet you work so hard... wonder what everyone would think if they knew that all your money is funding my lifestyle? The delicious food I gorge myself with, paid for with your family's savings, which is now doomed to starve.  Your family's future is a black abyss. But I'm worth it, aren't I?